Equity release
We’ll help you consider which product best suits you, or if alternative options would be better.
Release cash from your home
If you’re 55 or older and looking to access some of the tax-free funds from the value of your home, equity release can be a valuable tool. It might help you fund exciting projects like home improvements, buying a second property, or even helping your child get on the property ladder. It can also provide financial relief during challenging times.
That said, it’s an important decision and one that should be made with careful consideration, and you can only take out equity release through a specialist adviser.
Explore alternative avenues
Before deciding if equity release is right for you, we’ll explore alternative ways to access capital. It’s a significant decision, and we want to ensure you fully understand both the benefits and potential drawbacks.
Advise on your options
There are two main types of equity release to consider: a lifetime mortgage or a home reversion scheme. Which is best for you? Well, that depends on whether you still wish to retain ownership of your home.
Involve family in talks
This decision won’t just affect your finances; it will also have an impact on your loved ones’ finances. We know there’s a lot to consider, so we give you all plenty of time to make decisions without pressure.
Discuss the drawbacks
Before you make a final decision, we’ll explain how equity release could affect your state benefits and age allowance, and how it may reduce the inheritance you leave behind. Keeping you informed is our priority.
Trust in our process
Our approach to equity release revolves around your circumstances and reasons for releasing capital. When you work with our team, you’re embarking on a long-term journey with us, not a one-off transaction, and we’ll be there to guide you through the process.
For your peace of mind, we only work with lenders who are recognised and approved by the Equity Release Council. These lenders guarantee a “no negative equity” policy, meaning you do not have to be concerned with leaving your loved ones with mortgage debt.
Our clients
The real proof of our work is in the trust and results our clients share.